Vikram Shankar Pandit (born 14 January 1957 in) is an Indian-born American banker. He is the former chief executive of Citigroup, a position he held from December 2007 until he resigned on October 16, 2012.

Vikram Pandit was born in Dhantoli locality of Nagpur, Maharashtra, India, to an affluent Marathi Karhade Brahmin family. His father, Shankar B. Pandit, was an executive director at Sarabhai Chemicals in Baroda.

Pandit studied at Bishop Cotton School in Nagpur, and then completed his schooling at the Dadar Parsee Youths Assembly High School in Dadar, Mumbai. When Pandit was 16 years old, he moved to the United States to attend Columbia University. for his undergraduate program and, in 1976, earned his B.S. degree in electrical engineering in only three years. He then completed his M.S. in electrical engineering in 1977. Pandit subsequently turned to business studies and finance and earned an MBA in 1980 followed by a PhD in finance from Columbia Business School in 1986, after publishing a thesis involving a complex financial puzzle.

During his early professional years, he taught economics at Columbia, then had a stint as a professor at Brock University in St. Catharines, Canada.

He joined Morgan Stanley as an associate in 1983, one of the first Indians to join the company. In 1990, Vikram Pandit was chosen as the managing director and head of the US Equity Syndicate unit of Morgan Stanley and by 1994, he had risen to become managing director (MD) and head of its worldwide Institutional securities division.

He was instrumental in building Morgan Stanley’s electronic trading and prime brokerage division and in 2000, ultimately rose to the post of president and chief operating officer (COO) of its worldwide operations of the Institutional securities and Investment banking businesses.

In 2005, after more than two decades with Morgan Stanley, Vikram Pandit decided to leave the firm along with John Havens after being passed over by Philip J. Purcell.

It was reported in May 2013 that Pandit and Hari Aiyar, another Indian executive, were acquiring a 3 percent equity stake in JM Financial and launching a $100 million fund to invest in distressed assets. Subsequently, it was reported in April 2014 that Pandit had become chairman of TGG Group, the holding company for three units: TGG, its core consulting and advisory division; The Greatest Good, a consulting business serving non-profits; and, TGG Ventures, an innovation and co-venturing arm.

Pandit is a member of the boards of Columbia University, Columbia Business School, the Indian School of Business, and Trinity School. He is also a member of Kappa Beta Phi. He serves as director of the Institute of International Finance. He was on the board of NASDAQ OMX, the New York City Investment Fund, from 2000 to 2003.

In 2008, Pandit was awarded the Padma Bhushan by the Government of India.

Pandit, a naturalized citizen of the United States, lives in an apartment on the Upper West Side of Manhattan. He and his wife, Swati, have two children, Rahul and Maya.